AI agents may soon spend your credit card.

The rise of AI agents capable of making purchases presents a significant challenge to current digital transaction trust models. As platforms like OpenAI, Anthropic, and Google integrate these capabilities, hundreds of millions of users could soon authorize AI to spend their money. This raises a critical question for the fintech industry: who will be responsible for verifying and issuing proof that a human, not the AI itself, authorized the transaction? Addressing this trust gap is paramount before agentic commerce becomes widespread.